About the Author
John Claxton
- John Claxton is a successful Chartered Management Accountant and Chartered Secretary with over 40 years experience in financial management. He also teaches personal finance. John lives in Chertsey in Surrey.
1.Introduction
2.My Finances
Is This You?; Preparing Background Information; Doing Your Financial Health Check; Making Strategic Decisions; Analysing Your Savings Needs; Summary Points;
3.Managing Cash
Is This You?; Accumulating An Emergency Fund; Managing Borrowing; Controlling Debt; Reducing Your Mortgage; Running Your Bank Accounts; Managing Your Credit Cards; Summary Points;
4.Financial Protection
Is This You?; Protecting Your Dependants If You Die; Facing Up To Possible Incapacity; Preparing For Possible Redundancy; Insuring Your Home...; ...And Contents; Car Insurance; Summary Points;
5.Pension Income
Is This You?; Maximising The State Pension; Joining An Occupational Pension Scheme; Starting A Personal Pension; Making Use Of The New Stakeholder Pension; Understanding Annuities; Planning For Your Retirement; Summary Points;
6.Tax Control
Is This You?; Attacking Your Income Tax Bill; Reducing National Insurance Contributions; Benefiting From Social Security; Minimising Capital Gains Tax; Avoiding Inheritance Tax; Summary Points;
7.Invest Your Savings
Is This You?; Understanding Investing; Selecting The Investment Period; Choosing Tax-Efficient Investments; Other Suitable Investments For Savings; Lump-Sum Investing; Investing As A Non-Taxpayer; Summary Points;